Insights
The studies of the Excellence Observatory and the contributions of our professionals
Our studies
28 February 2025
Italian teenagers are increasingly digital in payments: 57% use electronic tools, but traditional banks lag behind
Milan, 02/27/2025 – 57% of Italian teenagers between the ages of 12 and 17 use digital payment tools, with a percentage that rises to 66% in the 15-17 age group, however, only 22% of parents choose a …
Read more →
23 January 2025
Excellence Consulting Research - Italian Banks: Record Growth in Market Capitalization between EU, USA and UK
Milan, 22/01/2025 - The main Italian banks (Intesa Sanpaolo, Unicredit and Banco BPM) stand out as leaders in the increase in market capitalization in the transatlantic area (EU, USA and UK): +25.6% t…
Read more →
04 November 2024
Bancassurance: in the 1st half of 2024 the captive model pushes Life (+16.3%), strategic partnerships Non-Life (+7.9%)
Milan, 04/11/2024 - In the first half of 2024, the bancassurance sector in Italy recorded significant growth compared to the first six months of 2023: premiums written in the Life business amounted to…
Read more →
Our contributions
04 November 2025
SMEs, digital payments and a new “merchants ecosystem”
by Carlo Liotti, Partner at Excellence Payments
Although in recent years, on the topic at hand, the focus has… shifting from pure acceptance to solutions that combine payments with business managem…
Read more →
13 October 2025
Open Source as a key to success in Enterprise Software solutions
by Andrea Pollastri, Backend Developer at Excellence Innovation
What is meant by an Open Source solution?By Open Source (or OSS) is meant a sof... development model based on source code that is ope…
Read more →
07 October 2025
Excellence Consulting: "In five years, AI can generate up to €100 billion in net inflows for financial-advisor networks"
Milan, 06/10/2025 – Artificial Intelligence is not only a factor of efficiency but also a concrete lever for growth. For Italian financial-advisor networks (Fideuram ISPB, Banca Mediolanum, Fineco Ban…
Read more →